Choose Your Plan

Start saving money on your medical bills today

Free

Free
  • 1 bill audit per month
  • AI overcharge detection
  • View detailed results
  • See potential savings
Most Popular

Pro

For serious bill fighters

$9.95/month
or $99 lifetime
99% Refund if no errors found
  • Unlimited bill audits
  • Appeal letter generation
  • Itemized audit reports
  • Email delivery
  • Priority support
Best Value

Negotiator

We do everything for you

$0 upfront
20% commission on savings
You keep 80% of all savings we recover
  • Everything in Pro plan
  • Full-service negotiation
  • We handle all provider communication
  • Email negotiations from our team
  • You keep 80% of savings
  • We take 20% commission
  • HIPAA-compliant workflow
  • Professional negotiation team

We Negotiate For You

$99/
99% Refund if no errors found
  • Everything in Pro plan
  • Full-service negotiation by our team
  • We handle all provider communication
  • AI-powered negotiation strategy
  • You keep 80% of savings
  • 20% commission on recovered savings
  • $99 upfront fee deducted from commission
  • HIPAA-compliant workflow
  • Dedicated negotiation manager
  • Real-time negotiation timeline
  • 80+ provider database pre-loaded

The OvrCharged Guarantee

If our AI doesn't find any overcharges or billing errors on your hospital bill, we automatically refund 99% of your audit fee. You have absolutely nothing to lose.

All plans include our AI-powered overcharge detection. Upgrade anytime.

HIPAA Compliant
AES-256 Encryption
SOC 2 Type II